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If you have an invitation code or a partner client ID, enter it here and receive 2500 bonus tokens. If not, don’t
worry: you can still register without one.
The use of The Frugality Game and the Web site (together “Game Site”) and information
contained on the Game Site is subject to the following terms and conditions. By
using this Game Site, you agree to these terms and conditions and acknowledge reading
them.
The terms and conditions include disclaimers and disclosures concerning the following
topics:
• Terms of Use
• Legal Rights
• Links
• No Warranty or Liability
• Security
The Game Site has been developed to assist you in understanding and managing your
personal finances. The Game Site is not intended to serve as financial planning
advice or a substitute for seeking the advice of services of a financial planner
or accountant. It is designed to assist you to organize, understand and manage your
own financial situation.
Legal Rights:
The text, images and materials displayed on or accessed from this site are the sole
property of The Frugality Game, Inc.. No license is granted for the use of the information,
graphics and materials contained on this Game Site. The user of this site has been
advised that all text, images and materials on the site are proprietary and copyrighted
information of Nationwide Support Services. Your use of this Game Site constitutes
your understanding of these rights.
The use of The Frugality Game and other materials down-loadable from the site are
for your personal use only. You may not copy, transfer, assign, sell or use the
materials for any purpose.
Links:
The Game Site may from time to time, directly or indirectly, provide links to or
accept links from Web sites of other parties for convenience. We do not control
or maintain the material presented by other persons in their Web sites. The inclusion
of any link on our Web site does not imply any association or relationship between
The Frugality Game, Inc. and the person sponsoring the linked site and does not
constitute or imply any endorsement, approval or sponsorship of the linked site
by The Frugality Game, Inc, or the endorsement, approval or sponsorship of The Frugality
Game, Inc. by the sponsor of the linked site. The links do not imply legal authority
to use any protected rights of others reflected in the links. We do not vouch for
or assume any responsibility for the content, accuracy or completeness of material
presented directly or indirectly in linked sites. If you use any of these links,
you will leave our site.
No Warranty or Liability:
The information presented on the Game Site is provided “as is” without representation
or warranty of any kind -- as to suitability, reliability, applicability, merchantability,
fitness, non-infringement, result, outcome or any other matter. We do not represent
or warrant that such information is or will be always up-to-date, complete, or accurate.
However, we use reasonable efforts to provide complete and accurate information
Any representation or warranty that might be otherwise implied is expressly disclaimed.
Information Security:
Whenever you provide information, make an inquiry or enter into a transaction, it
is processed and forwarded through a secure server. Nationwide Support Services
requires that persons or parties who may access your information protect that information
and not disclose it. We have physical, technical and procedural safeguards to protect
your information from unauthorized access, use or disclosure.
Contact Us:
If you have any questions regarding our terms and conditions of , please contact
us at:
info@thefrugalitygame.com
Copyright © 2010 The Frugality Game, Inc. All rights reserved.
The Frugality Game and the Web Site (together referred to as the “Game Site”) requests
that you enter personal financial information. If you choose to provide us with
personal information, we may collect and use that information to contact you or
to send you additional information. We do not sell any personally identifiable information
provided by users of the Game Site to any unrelated third party, but we may share
it with related entities or with unrelated third parties in connection with our
own marketing activities or the maintenance and operation of our site, or as may
be legally required. We will use the data, but not identifiable information, to
create reports and conduct analysis.
We may use "cookie" technology. A cookie is a small amount of data sent by our Web
site and stored on your computer's hard drive that our site can read and which helps
us keep track of how you use our site. Many Web browsers automatically accept cookies
by default, but contain an option for you to turn off the cookie acceptance if you
prefer.
Contact Us:
If you have any questions regarding terms our privacy policy please contact us at:
info@thefrugality.com
Copyright © 2010 The Frugality Game, Inc. All rights reserved.
BY PLAYING THE FRUGALITY GAME YOU AGREE TO THE CONTEST RULES DESCRIBED BELOW.
- ELIGIBILITY. You must be 18 years of age and a legal resident of the United States
to be eligible to participate in the Frugality Game (the “Game”).
- CONFIDENTIALITY. All personal information provided by a player while playing the
Game will be treated as confidential and is subject to the
Privacy Statement or outlined in the Terms and Conditions of
Use. The financial information provided by Game participants cannot
be viewed or accessed by other players of the Game.
- PRIZES.
- $50,000. The total value of the winner’s eligible debt at the time of selection,
up to $50,000. After federal, state, and local withholdings, as applicable, the
remaining amount of the prize will be applied toward paying off the winner’s eligible
debt directly. “Eligible debt” is limited to balances due on credit cards and other
unsecured consumer loans from established financial institutions. Winner must present
verifiable statements showing actual amount of eligible debt (as of selection date)
and authorize Sponsor to verify the balances (as of selection date) with creditors.
Winner must authorize Sponsor to pay the winner’s creditors directly for eligible
debt. The order the prize is applied to multiple creditors will be at the Sponsor’s
sole discretion.
- A new Smart Car®. Minimum total value $14,000, but not to exceed $20,000. Exact
value depends on Sponsor’s choice of model, based on availability at time of selection.
Smart USA is not affiliated with the Game or Sponsor.
All prizes are guaranteed to be awarded for qualified winners. There is a limit
of one prize per registered participant. Prizes are not transferrable or redeemable
for cash and there are no substitutions. All taxes on prizes are the responsibility
of winners and winners will be issued a 1099 for the value of the prize. Sponsor
may announce additional prizes, with applicable rules.
- HOW TO PLAY. No purchase necessary.
You must register for and play the Game to qualify. To be eligible to win, a player
must (i) register for the Game by June 30, 2010, (ii) complete the required challenges
and activities by November 30, 2010, and (iii) engage in quality participation,
as judged in the sole and absolute discretion of the Game Sponsor (based on how
well players complete the activities and challenges, including budgeting and journal
entries). The odds of winning depend in part on total numbers of eligible Game participants
who complete the required activities and challenges with quality participation.
All players that properly complete the required activities and challenges and have
received a designated number of tokens (awarded for completion of Game activities
and challenges) will be placed in a winners round. For this purpose, the designated
number of tokens will be determined by the top twenty-five percent of tokens earned
at the end of the required challenges and activities.
Winners will be selected by random drawing from qualified participants from the
winners round. Random drawings will be held by December 15, 2010 under the supervision
of the Game Sponsor. All decisions by the Game Sponsor are final and binding. Winners
will be notified by either e-mail or mail. Failure to claim a prize within 14 days
of notification will result in prizes being given to alternate winners. All winners
are subject to verification of eligibility and compliance with Game rules.
- DISPUTES/CHOICE OF LAW. Players agree that the game sponsor has the sole right to
decide all matters and disputes arising from the Game and that all decisions are
final and binding. However, except where prohibited, each entrant agrees that: (1)
any and all disputes, claims and causes of action arising out of or connected with
this Game or any prize awarded shall be resolved individually, without resort to
any form of class action, and exclusively by state or federal courts situated in
Orange County, California; (2) any and all claims, judgments and awards shall be
limited to actual out-of-pocket costs incurred, but in no event attorneys' fees;
and (3) no punitive, incidental, special, consequential or other damages, including
without limitation lost profits may be awarded (collectively, "Special Damages"),
and (4) entrant hereby waives all rights to claim Special Damages and all rights
to have such damages multiplied or increased. California law, without reference
to California's choice of law rules, governs the Game and all aspects related thereto.
- INCIDENTS. If for any reason the Game is not capable of being completed as planned,
including infection by computer virus, tampering, unauthorized intervention, fraud,
technical issues or any other causes that impair the completion or corrupt the Game,
the Game Sponsor reserves the right in its sole discretion to modify, cancel or
terminate the Game. The Game Sponsor also reserves the right to disqualify any individual
who violates Game rules, attempts to interfere in the operation of the Game or the
play of another player, or acts in a disruptive manner.
- PRIZE SPONSOR. The Prize Sponsor is The Frugality Game, Inc., 19500 Jamboree Rd.,
Suite 300, Irvine CA 92612.
- LAW. All federal, state and local laws apply. The Game is void where prohibited
by law.
- GAMBLING PROHIBITION: This Game is strictly for entertainment purposes and may not
be used in connection with any form of gambling.
- RELEASE. By participating in this Game or receiving a prize, entrants (and in particular,
winners) agree to release and to indemnify and hold harmless Sponsor, and each of
their respective related companies, and all of its or their company's officers,
directors, employees and agents (collectively, the "Released Parties") for any liability,
injury, death, loss or damages to entrant or any person or entity, including without
limitation damage to personal or real property, caused in whole or in part, directly
or indirectly, by participation in this Game (or related activities) or the acceptance,
possession or use/misuse of a prize (including any travel or activity related to
the prize).
- LIMITATIONS OF LIABILITY. The Released Parties are not responsible for: (1) any
incorrect or inaccurate information, whether caused by entrants, printing errors
or by any of the equipment, hardware, software or programming associated or used
with the Game; (2) technical errors, defects, delays or failures of any kind, including
without limitation malfunctions, interruptions or disconnections in communications
lines, Internet or website access, hardware or software; (3) digital or electronic
disruptions, e.g., viruses other security breaches; (4) unauthorized human intervention,
e.g., hacking; (5) technical or human error which may occur in connection with any
aspect of the Game; (6) any injury or damage to persons or property which may be
caused, directly or indirectly, in whole or in part, from entrant's participation
in the Game, access to, copying or downloading materials from The Frugality Game
or any other website, or receipt or use of any prize.
- ACCEPT OFFICIAL RULES: Participation constitutes entrant's full and unconditional
agreement to these official rules (the "Official Rules") and to Sponsor's (defined
herein) decisions. The decisions of the Sponsor in regards to all matters of this
Game are final and binding. Winning a prize is contingent upon fulfilling all requirements
set forth herein.
- INTELLECTUAL PROPERTY. Copyright © 2010 The Frugality Game, Inc. All rights reserved
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