From the category archives:

Challenge #1

Save $1,000 In One Month

July 2, 2009

Saving money isn’t easy, but it’s essential to achieving financial security. Earlier this decade, people tapped into their home equity and credit cards to keep up with their spending habits. Now, slumping home values and a credit crisis have caused people to find other cash sources. That’s a good thing, because too much debt isn’t [...]

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Needs vs. Wants

July 2, 2009

Our modern day culture thrives on The Want over The Need.
What do you need? Very few things in all reality: shelter, clothing, food, love and understanding. This list doesn’t include 5 versions of ESPN, 600 thread count sheets or the latest gadgets. Not that those things are bad, but they become toxic when the desire [...]

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Where Does Your Cash Go? Adopt the Envelope System & Learn

July 2, 2009

The Envelope System is a cash based budgeting tool that has been around for ages. Today, it continues to successfully hold a family to their budget. Some may think that a debit card is a safer alternative to credit cards, but when it comes to budgeting they can be just as dangerous. Both debit and [...]

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