Terms of Use
TFG, Inc. has developed and designed this website and The Frugality Game (together “Game Site”) to assist you in understanding and managing your personal finances. The Game Site is not intended to serve as financial planning advice or a substitute for seeking the advice of services of a financial planner or accountant. It is designed to assist you to organize, understand and manage your financial situation.

The use of the Game Site and information contained herein is subject to these terms of use. By using the Game Site, you agree to these terms of use and acknowledge reading them. All we ask is that you agree to abide by these terms of use. Take a few minutes to carefully review them because by using the Game Site you automatically agree to them. Naturally, if you do not agree to the terms of use, please do not use the Game Site. We reserve the right to change the terms of use without notice. Please continue to check these terms of use to see what those changes may be. Your continued use of the Game Site means that you accept any changes. By continuing to view any pages of the Game Site you are agreeing to these terms of use.

TFG, Inc. and its agents and employees hereby disclaim any responsibility for the use, and any consequences thereof, by anyone of the information contained on the Game Site.

By use of the Game Site and the links contained herein, and any related service or product offered through the Game Site, either directly or indirectly through an affiliate or associate of our agency, users agree to hold TFG, Inc. harmless for any and all damages arising out of such use.

We have taken every effort to design the Game Site to be useful, informative, helpful, honest and fun. Hopefully we have accomplished that – and would ask that you let us know if you would like to see improvements or changes that would make it even easier and enjoyable for you to find the information you need and want.

Restrictions on Use of Our Online Materials:

All materials on the Game Site, including, without limitation, text, software, names, logos, trademarks, service marks, trade names, images, photos, illustrations, audio clips, video clips, and music are copyrighted intellectual property. All usage rights are owned and controlled by TFG, Inc. No license is granted for the use of the materials contained on the Game Site. You, the visitor, may download the materials for non-commercial, personal home use only provided you 1) retain all copyright, trademark and propriety notices, 2) make no modifications to the materials, 3) do not use the materials in a manner that suggests an association with any of our products, services, events or brands, and 4) do not download quantities of materials to a database, server, or personal computer for reuse for commercial purposes. You may not, however, copy, reproduce, republish, upload, post, transmit, transfer, assign, sell, or distribute the materials in any way unless you obtain written permission from TFG, Inc. first. Neither may you add, delete, distort or misrepresent any content on the Game Site. Any attempts to modify any material, or to defeat or circumvent our security features are prohibited. TFG, Inc. retains full and complete title to the software and to all of the associated intellectual property rights on the Game Site.

Links:

We may, from time to time, directly or indirectly, provide referrals and links to other third party websites from our site. Such a referral or link should not be seen as an endorsement, approval or agreement of any information or resources offered on or by the third party sites. We do not control or maintain the material presented on third party websites. We are not responsible for the content or practices of third party websites that may be linked to the Game Site. No inference or assumption should be made and no representation should be inferred that TFG, Inc. or the Game Site is connected with, operates, or controls third party websites. Any approved link must not represent in any way, either explicitly or by implication, that you have received the endorsement, sponsorship or support of any the Game Site or endorsement, sponsorship or support of TFG, Inc., including its respective employees, agents, officers, or directors.

No Warranty or Liability:

THE CONTENT AND ALL SERVICES AND PRODUCTS ASSOCIATED WITH THE GAME SITE AND TFG, INC. ARE PROVIDED TO YOU ON AN “AS-IS” AND “AS AVAILABLE” BASIS. WE MAKE NO REPRESENTATIONS OR WARRANTIES OF ANY KIND, EXPRESS OR IMPLIED, AS TO THE CONTENT OR OPERATION OF THE GAME SITE. YOU EXPRESSLY AGREE THAT YOUR USE OF THE GAME SITE AND ANY SERVICES OR PRODUCTS IS AT YOUR SOLE RISK. WE MAKE NO REPRESENTATIONS, WARRANTIES OR GUARANTEES, EXPRESS OR IMPLIED, REGARDING THE ACCURACY, RELIABILITY OR COMPLETENESS OF THE CONTENT ON THE GAME SITE AND EXPRESSLY DISCLAIM ANY WARRANTIES OF NON-INFRINGEMENT OR FITNESS FOR A PARTICULAR PURPOSE. WE MAKE NO REPRESENTATION, WARRANTY OR GUARANTEE THAT THE CONTENT THAT MAY BE AVAILABLE THROUGH THE GAME SITE IS FREE OF INFECTION FROM ANY VIRUSES OR OTHER CODE OR COMPUTER PROGRAMMING THAT CONTAIN CONTAMINATING OR DESTRUCTIVE PROPERTIES OR THAT ARE INTENDED TO DAMAGE, SURREPTITOUSLY INTERCEPT OR EXPROPRIATE ANY SYSTEM, DATA OR PERSONAL INFORMATION. NEITHER TFG, INC. NOR THE GAME SITE IS A FINANCIAL PLANNER AND THE CONTENT PROVIDED IS NOT LEGAL, TAX OR FINANCIAL ADVICE. The Game Site is intended only to assist you in your financial organization and decision-making, is broad in scope, and is for general informational purposes. Your personal financial situation is unique, and any information and advice obtained through the Game Site may not be appropriate for your situation. Accordingly, before making any final decisions or implementing any financial strategy, you should consider obtaining additional information and advice from an accountant or other financial professional who is fully aware of your individual circumstances.

Jurisdiction and Other Points to Consider:

These terms of use shall be governed by, construed, and enforced in accordance with the laws of the state of California. By using the Game Site, you are responsible for compliance with any applicable laws. To the extent you have in any manner violated or threatened to violate TFG, Inc.’s intellectual property rights, TFG, Inc. may seek injunctive or other appropriate relief in any state or federal court in the state of California, and you consent to exclusive jurisdiction and venue in such courts.

If a dispute arises under these terms of use that is unrelated to intellectual property rights, we agree to first try to resolve it with the help of a mutually agreed-upon mediator in the following location: Orange County, California. Any costs and fees, other than attorney fees, associated with such mediation will be shared equally by you and TFG, Inc. If it proves impossible to arrive at a mutually satisfactory solution through mediation, we agree to submit the dispute to binding arbitration in Orange County, California under the rules of the American Arbitration Association. The award rendered by the arbitrator may be entered as a judgment in any court with jurisdiction over the matter.

TFG, Inc. may modify these terms of use, and the agreement they create, at any time, simply by updating this posting and without notice to you. This is the ENTIRE agreement regarding all the matters discussed herein.

Contact Us:

If you have any questions regarding our terms of use, please contact us at:

custserv@thefrugalitygame.com

Copyright © TFG, Inc. All rights reserved.



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Copyright© TFG, Inc. All rights reserved.